Florida Flood Insurance

Protect Your Property and Family with MAD Insurance.

Florida Flood Insurance

Also Serving Kendall, Doral, Coral Gables, Aventura, Pembroke Pines & other areas in South Florida

Flood insurance is excluded from your standard Florida homeowners insurance policy. Most of the damage from hurricanes is flood related. Many of those affected by Hurricanes in Florida could have prevented losing their homes and possessions by purchasing a flood policy from the National Flood Insurance Program. 90% of us are not in a flood zone. But 20-25% of all claims come from these low risk zones. Even if you rent your home or apartment a flood policy is still available for your contents.

Get the right Coverage with the right Price and the right Value

Flood insurance will help protect the things you value. The NFIP offers two types of coverage – building coverage and contents coverage – to protect your home and belongings. Get covered today!

The cost of your Florida Flood Insurance policy will vary depending on three things:

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How much insurance coverage you need

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Property Status (Homeowner, Rental or Business)

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Flood zone assigned to your home or property

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How to Buy Florida Flood Insurance

No matter where you choose to purchase a NFIP policy, they will be the same in terms of coverage and price. You may also contact an Independent Insurance Agency in Florida.

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Locating Your Flood Zone

It is easy to locate your estimated flood zone using an online mapping tool found at https://fema.maps.arcgis.com

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What is a Flood Zone

FEMA assigned a letter ( X, B, C, A, V) to properties based the susceptibility to flooding. The letter assigned by FEMA is the Flood zone of a property. Low Risk Zones are X, B, C. High Risk Zones include A, AE, V, and VE.

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