Commercial Auto Insurance

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Commercial Vehicle Insurance

What is covered by standard Commercial Auto Insurance in Florida?

Your vehicles are critical to the success of your business. To successfully protect your business, it is important to have properly set up commercial auto insurance.

There are a number of different options to consider, including whether fleet insurance or per vehicle policies that are the best solution for your unique situation. We are here to help guide you through the different options available. We specialize in helping businesses with their insurance and risk management programs.

What is commercial use?

Your personal auto insurance will exclude coverage for commercial uses of your vehicle. That is why it is important to discuss your needs with us, so that in case of an accident, there is no chance of being uninsured.

What can be done to lower the cost of commercial auto insurance?

The following strategies can generally help to lower the cost of your insurance coverage:

Anti-theft and safety devices – items such as alarms, GPS tracking, and air bags can lower your premiums. In addition, programs that require seat belt usage can also help reduce your costs.

Deductibles – deductibles represent the portion of risk you are willing to absorb before the insurance company would pay on a claim. The higher the deductible, the lower your premiums will be.

Driver records – by hiring only qualified drivers with safe driving records, you can significantly reduce your premiums.
Location – determines premiums for the theft portion of your insurance coverage.

Vehicles – the sportier the car, generally the higher the premium. By having 5-star-safely-rated vehicles, you can significantly reduce your premiums.
Other Considerations

Certain types of businesses are subject to federal and state regulations in the operation of their vehicles. It is important to fully understand those regulations. We can help you, to ensure you are in compliance. In addition, it is important if your company will be using the equipment of third parties, such as leased or rental equipment: if so, you will need non-owned vehicle coverage. We are happy to help you ensure you are in compliance and have the appropriate level of coverage for your business.

We specialize in helping businesses with their insurance protection, including their vehicles.

Contact us today for a no-obligation review.

Get in Touch

9050 Pines Blvd, Suite 415-418
Pembroke Pines FL 33024

Phone: (954) 541-9232  &            (305) 594-8696

Email: Click to send us an email


Hours of Operation


9:30AM - 6PM


By appointment only 

We are available 24/7 via text (954) 541-9232

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