Commercial Auto Insurance in Florida

Protection that keeps your business moving.

From one work truck to a growing fleet, we help Florida businesses protect the vehicles, drivers and daily operations that keep revenue moving.

Start Your Commercial Auto QuoteDownload Fillable PDFCall 954-541-9232
Independent guidance
Florida-focused expertise
Multiple market options
Responsive local support

Coverage built around the way you drive

More than a personal auto policy

Business vehicles face different risks. We help match vehicle use, radius, drivers and contracts to a policy designed for commercial operations.

L

Auto Liability

Helps cover third-party bodily injury and property damage when a covered driver is at fault.

P

Physical Damage

Collision and comprehensive options can help repair or replace covered business vehicles.

H

Hired & Non-Owned Auto

Protection for certain rented vehicles and employee-owned cars used for company business.

U

Uninsured Motorist

Optional protection when an at-fault driver has little or no insurance.

M

Medical & No-Fault Benefits

Available coverages may help address injury-related expenses after a covered accident.

F

Fleet & Specialized Vehicles

Solutions for service vehicles, trucks, vans, trailers and growing multi-vehicle operations.

Designed for real Florida businesses

Protection that fits your operation

We start with how your company works, then help compare coverage, carrier appetite and pricing without burying you in insurance jargon.

Contractors and trades
Delivery and courier services
Service and sales fleets
Restaurants and food trucks
Real estate teams
Nonprofits and community groups

A clearer way to get covered

From conversation to coverage

1

Tell us how you operate

Share the essentials about your work, locations, people, contracts and current coverage.

2

We compare the right markets

Our licensed team reviews options and explains the differences that actually matter.

3

Choose with confidence

We help place coverage, provide documentation and stay available when your needs change.

Straight answers

Frequently asked questions

When does a vehicle need commercial auto insurance?
A commercial policy is generally appropriate when a vehicle is owned by a business, carries tools or goods, transports people for a fee, or is regularly used for work beyond commuting.
Can employees drive company vehicles?
Yes, but drivers must meet carrier eligibility requirements and should be properly listed or otherwise covered under the policy terms.
What is hired and non-owned auto coverage?
It can protect the business for certain liability claims involving rented vehicles or employee-owned vehicles used for company business.
Can one policy cover multiple vehicles?
Often, yes. We can compare individual vehicle scheduling and fleet options based on the number and type of vehicles.

Let’s protect the business you’re building.

Talk with a licensed MAD Insurance professional and get a commercial insurance review built around your actual operation.

Start Your Commercial Auto Quote
Coverage descriptions are general and subject to carrier eligibility, policy terms, conditions, exclusions and availability.

Commercial Auto Guided Quote

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Commercial Auto — Guided Quote Request
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