Protection for your people—and the business behind them.
Workplace injuries can affect employees, operations and contracts. We help Florida employers secure workers’ compensation coverage aligned with payroll, job duties and real-world exposure.
Choose how you want to begin
Guided online or fillable PDF
Select the questionnaire that fits your business. Complete the guided form one question at a time, or download the detailed fillable PDF and complete it at your own pace.
Not sure which questionnaire applies? Choose the guided form and describe your operations.
Support after a workplace injury
Coverage that helps people recover
Workers’ compensation can provide statutory benefits for eligible work-related injuries and illnesses while helping employers manage liability and compliance responsibilities.
Medical Care
Helps pay eligible medical treatment related to a covered workplace injury or occupational illness.
Lost-Wage Benefits
May replace a portion of qualifying wages when an injured employee cannot work as a result of a covered claim.
Employers Liability
Helps protect the employer from certain employee injury lawsuits not addressed by statutory workers’ compensation benefits.
Rehabilitation Support
Eligible benefits may include rehabilitation or return-to-work assistance after a serious injury.
Death Benefits
Can provide eligible benefits to dependents after a fatal covered workplace injury.
Compliance & Contracts
The right policy can help satisfy applicable state requirements and insurance provisions in customer or project contracts.
Accurate coverage starts with accurate classifications
Built around your workforce
We review what employees actually do, where they work and how payroll is allocated so carriers receive a clear, accurate picture of your operation.
A clearer way to get covered
From conversation to coverage
Tell us how you operate
Share the essentials about your work, locations, people, contracts and current coverage.
We compare the right markets
Our licensed team reviews options and explains the differences that actually matter.
Choose with confidence
We help place coverage, provide documentation and stay available when your needs change.
Straight answers
Frequently asked questions
Who needs workers’ compensation coverage in Florida?
How is the premium calculated?
What happens during a workers’ compensation audit?
Are subcontractors automatically covered?
Let’s protect the business you’re building.
Talk with a licensed MAD Insurance professional and get a commercial insurance review built around your actual operation.
