MAD Insurance · Stuart, Florida
Independent Insurance Guidance for Stuart & the Treasure Coast
Protect your home, vehicles, business, and future with a local independent agency that compares coverage options and helps you understand what you are buying.
Local knowledge. Clear advice.
Insurance built around life on Florida’s Treasure Coast
Living and doing business in Stuart brings unique considerations—from coastal storms and flooding to boats, older homes, busy roadways, and growing local businesses. Our team helps identify those exposures, compare available options, and build a practical insurance plan.
Because MAD Insurance is independent, we can shop among multiple insurance carriers instead of offering only one company’s products. That means recommendations can be based on coverage, price, and fit.
Personal insurance for Stuart residents
Coverage options for the property, vehicles, and assets that matter most—reviewed with Florida conditions in mind.
Home Insurance
Help protect your home, personal belongings, and liability while accounting for Florida underwriting requirements.
Explore home insurance →Flood Insurance
Standard homeowners policies generally do not cover flooding. We can help compare NFIP and available private-market options.
Explore flood insurance →Auto Insurance
Personal auto coverage tailored to your vehicles, drivers, limits, deductibles, and daily use.
Explore auto insurance →Boat & Yacht Insurance
Protection for vessels, equipment, liability, towing, and other marine exposures common along the Treasure Coast.
Explore boat and yacht insurance →Renters Insurance
Affordable protection for personal property, additional living expenses, and personal liability.
Explore renters insurance →Umbrella Insurance
Additional liability protection that may sit over qualifying home, auto, boat, and other underlying policies.
Explore umbrella insurance →Business insurance for the Treasure Coast
From contractors and professional offices to retail, property owners, and growing companies, we help businesses protect their work and meet contract requirements.
General Liability
Coverage for common third-party bodily injury, property damage, and related liability claims.
Explore general liability →Commercial Property
Protection for buildings, contents, equipment, and other insured property against covered causes of loss.
Explore commercial property →Workers’ Compensation
Coverage that helps protect employees and employers when a work-related injury or illness occurs.
Explore workers’ compensation →Commercial Auto
Coverage for vehicles used in your business, including liability and available physical damage protection.
Explore commercial auto →Professional Liability
Protection for claims alleging errors, omissions, or failures in professional services.
Explore professional liability →Cyber Liability
Coverage options for data breaches, cyber incidents, business interruption, and related response costs.
Explore cyber liability →Local risks worth reviewing
Every policy is different, but these are common topics for Stuart-area households and businesses.
A straightforward way to get covered
Tell us what you need
Start online, call us, or visit the Stuart office. We’ll gather the details needed to understand the risk.
Compare available options
Our independent team reviews appropriate carrier and coverage options based on the information provided.
Choose with confidence
We explain key limits, deductibles, and tradeoffs so you can select the option that works for you.
Frequently asked questions
What areas does the Stuart office serve?
Our Stuart office serves clients in Stuart, Palm City, Jensen Beach, Hobe Sound, Port St. Lucie, and communities throughout Martin County and the Treasure Coast. Coverage availability varies by insurance carrier and risk.
Why work with an independent insurance agency?
An independent agency can access multiple insurance carriers. This allows us to compare available options and help you evaluate coverage and pricing instead of being limited to one carrier.
Do Stuart homeowners need separate flood insurance?
Homeowners insurance generally excludes flood damage. Whether you are in a mapped high-risk flood zone or not, it is wise to review separate flood insurance options because flooding can occur outside designated high-risk areas.
Can MAD Insurance cover both my home and business?
Yes. Our team assists with personal and commercial insurance, which can make it easier to review overlapping liability, vehicle, property, and umbrella needs.
Can I visit the office without an appointment?
Our regular hours are Monday through Friday, 9:30 AM to 6:00 PM. An appointment is recommended so the right team member is available; weekend meetings are available by appointment.
Insurance coverage is subject to carrier underwriting, policy terms, conditions, limitations, and exclusions. Information on this page is general and does not modify any insurance policy. Availability varies by carrier and risk.
Let’s review your insurance needs
Connect with the MAD Insurance team in Stuart for help comparing personal or business insurance options.
