Big ambition. A clearer coverage plan.

Business Owners Policy (BOP)

You built the business.
Let’s help protect it.

A Business Owners Policy can bring property and general liability into one package for eligible businesses. Explore the core pieces, then tell us about yours.

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One business. A more connected plan.Coverage guidance from an independent agency.
✓ Independent Florida agency✓ Multiple carrier options✓ Pembroke Pines & Stuart✓ Serving clients since 2013
A quick coverage guide

Explore the building blocks of a BOP.

Tap a coverage area for a quick, practical explanation.

When the claim comes from someone else.

General liability can address eligible third-party bodily injury, property damage, and certain personal and advertising injury claims arising from your business, subject to policy terms.

For example: an eligible customer injury claim at your premises. Exclusions and limits still apply.

Examples are illustrative; they do not guarantee coverage.

Customer-facing small business counter
Make it relevant to you

Does a BOP fit your business?

Choose a setting to see what we’ll want to review. This is a starting point, not an eligibility decision.

A plan for your workspace.

We’ll review your office contents, leased-space requirements, visitors, and professional activities. Professional liability may need separate coverage.

The details make the difference

A package is only the starting point.

Workers compensationCommercial autoProfessional liabilityCyber & other specialty coverage

A BOP generally does not replace these separate coverage needs. Our team can help identify gaps and appropriate options.

Need a closer look at the property side?
Explore Commercial Property →

Prefer a fillable PDF?

Complete our BOP questionnaire, save a copy, and email it to [email protected].

Download BOP Questionnaire3 pages. Fillable fields and checkboxes. For best results, download and open in a PDF app that supports form filling.
Let’s find the right fit.Open the guided request to share your business and coverage needs.
Commercial Property & BOP — Guided Quote Request

We use the information you submit to respond to your request and provide insurance services. Please review our Privacy Notice and Website Disclaimer. Submitting this form does not bind coverage or change an existing policy. An authorized representative must confirm coverage and policy changes. Contact us before submitting Social Security numbers, payment card details, or sensitive medical records.

Coverage is subject to carrier underwriting, eligibility, policy terms, conditions, limits, deductibles, and exclusions. Availability varies. Submitting a request does not bind coverage or change a policy.

Photography: Clark Van Der Beken and Nathan Dumlao and Tom Official and Clark Street Mercantile and Tim Mossholder / Unsplash.
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