MAD Insurance · Pembroke Pines, Florida

Independent Insurance Guidance for Pembroke Pines & South Florida

Protect your home, vehicles, business, and future with a local independent agency that compares coverage options and explains the important details clearly.

Independent AgencyMore choice than a single-carrier office
Local Pines OfficeServing Broward County and South Florida
Personal & BusinessOne team for a wide range of insurance needs

Local knowledge. Clear advice.

Insurance built around life in Pembroke Pines

South Florida households and businesses face a distinct mix of exposures—from hurricanes, flooding, and high-traffic roadways to condominium requirements, valuable property, and the needs of a diverse business community.

MAD Insurance has served clients since 2013. As an independent agency, we can shop among multiple insurance carriers instead of offering only one company’s products, helping you compare coverage, price, and fit.

Personal insurance for Pembroke Pines residents

Coverage options for your home, vehicles, belongings, and personal liability—reviewed with Florida conditions and your individual needs in mind.

Home Insurance

Help protect your home, personal belongings, and liability while accounting for Florida underwriting and wind-mitigation requirements.

Explore home insurance →

Flood Insurance

Standard homeowners policies generally do not cover flooding. We can help compare NFIP and available private-market options.

Explore flood insurance →

Auto Insurance

Personal auto coverage tailored to your vehicles, drivers, limits, deductibles, and South Florida driving needs.

Explore auto insurance →

Condo & Renters Coverage

Coverage for personal property, liability, loss assessments, additional living expenses, and other eligible needs.

Explore renters insurance →

Umbrella Insurance

Additional liability protection that may sit over qualifying home, auto, boat, and other underlying policies.

Explore umbrella insurance →

Business insurance for Broward County

From contractors and professional offices to restaurants, retail businesses, medical practices, and property owners, we help businesses protect their work and meet contract requirements.

Commercial Property

Protection for buildings, contents, equipment, and other insured property against covered causes of loss.

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Commercial Auto

Coverage for vehicles used in your business, including liability and available physical damage protection.

Explore commercial auto →

Cyber Liability

Coverage options for data breaches, cyber incidents, business interruption, and related response costs.

Explore cyber liability →

South Florida risks worth reviewing

Every policy is different, but these are common coverage topics for Pembroke Pines households and businesses.

Wind & HurricanesReview deductibles, roof information, mitigation features, exclusions, and named-storm provisions.
Flooding & WaterUnderstand the difference between flood, wind-driven rain, sewer backup, and homeowners coverage.
Vehicles & LiabilityEvaluate bodily injury limits, uninsured motorist options, deductibles, drivers, and vehicle use.
Business ContractsCheck limits, additional insured requests, certificates, and coverage requirements before work begins.

A straightforward way to get covered

Tell us what you need

Start online, call us, or visit our Pembroke Pines office. We’ll gather the details needed to understand the risk.

Compare available options

Our independent team reviews appropriate carrier and coverage options based on the information provided.

Choose with confidence

We explain key limits, deductibles, and tradeoffs so you can select the option that works for you.

Frequently asked questions

What areas does the Pembroke Pines office serve?

We assist clients in Pembroke Pines, Miramar, Cooper City, Davie, Hollywood, Weston, Southwest Ranches, and communities throughout Broward County and South Florida. Coverage availability varies by carrier and risk.

Why work with an independent insurance agency?

An independent agency can access multiple insurance carriers. This allows us to compare available options and help you evaluate coverage and pricing instead of being limited to one carrier.

Do Pembroke Pines homeowners need separate flood insurance?

Homeowners insurance generally excludes flood damage. Even outside a mapped high-risk flood zone, it is wise to review separate flood insurance options because flooding can occur outside designated high-risk areas.

Can MAD Insurance cover both my personal and business insurance?

Yes. Our team assists with personal and commercial insurance, making it easier to review overlapping liability, vehicle, property, and umbrella needs.

Can I visit the office without an appointment?

Our regular hours are Monday through Friday, 9:30 AM to 6:00 PM. An appointment is recommended so the right team member is available; weekend meetings are available by appointment.

Insurance coverage is subject to carrier underwriting, policy terms, conditions, limitations, and exclusions. Information on this page is general and does not modify any insurance policy. Availability varies by carrier and risk.

Let’s review your insurance needs

Connect with the MAD Insurance team in Pembroke Pines for help comparing personal or business insurance options.

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