Protection worthy of what you drive.
Specialized guidance for exotic, collector and high-value vehicles in Florida—built around the car, the household and everything you have worked to protect.
Exotic-car insurance should never feel ordinary.
A high-value vehicle deserves more than a basic quote. The right conversation considers valuation, eligible drivers, usage, storage, repair expectations, modifications, transport and the liability surrounding the rest of your lifestyle.
MAD Insurance helps Florida drivers look beyond price alone and understand how the policy is expected to respond before a loss happens.
“I own a McLaren too, so I understand that this is not just another vehicle on a policy. My team approaches these reviews with the same care I would want for my own car.”
Abdiel Donoso, CPIA
Owner, MAD Insurance
The details that can change everything.
Availability varies by carrier and vehicle, but these are the conversations every high-value owner should have.
Valuation approach
Understand agreed value, stated value and actual cash value before selecting a policy structure.
Specialized repairs
Discuss repair facilities, original equipment parts and carrier requirements that may affect a claim.
Usage and mileage
Weekend driving, commuting, collections, events and annual mileage can all influence eligibility.
Modifications and accessories
Document wheels, wraps, protection film, upgrades and other equipment that may need consideration.
Liability and umbrella
Review liability limits alongside an umbrella policy and the rest of your household exposure.
The complete portfolio
Coordinate high-value auto with homes, boats, jewelry, businesses and other important assets.
Three steps. No generic shortcut.
Tell us what you own
Share the vehicle, usage, drivers, current coverage and what matters most to you.
We review the exposure
We examine the car in context with your household, liability needs and other assets.
Compare suitable options
We help you evaluate available policies, important differences and next steps.
Let's protect more than the car.
Start with a few details. A MAD Insurance team member will follow up to discuss your vehicle and determine what additional information is needed.
- Exotic, collector and luxury vehicles
- Multi-car and high-value households
- Umbrella and excess liability
- Homes, boats, jewelry and business coverage
Submitting this form does not bind, alter or confirm insurance coverage.
Request your review
Before you hand over the keys.
Is exotic-car insurance different from standard auto insurance?
It can be. Vehicle value, parts, repair expertise, use, mileage, storage, driver history and carrier eligibility may require a more specialized review.
What information should I have ready?
Start with driver information, vehicle identification, annual mileage, storage location, usage, modifications, current declarations and the renewal date. Additional information may be requested by the carrier.
Can MAD review all of my vehicles together?
Yes. A multi-vehicle and household review may reveal coverage gaps or coordination issues that are easy to miss when policies are considered separately.
Can you also review my home and umbrella insurance?
Yes. Our goal is to understand the full risk picture, including homes, boats, valuables, umbrella liability and applicable business coverage.
Does completing this form provide coverage?
No. Coverage is not bound, changed or confirmed until you receive written confirmation from a licensed insurance representative or the issuing carrier.
Drive what you love. Protect it with intention.
Request a private insurance review from MAD Insurance.
