Protection for the everyday risks of doing business.
From customer injuries to accidental property damage, we help Florida businesses build liability protection around the work they actually perform.
The right questions for your operation
What type of business do you need to insure?
Choose the option that best matches your business. Each fillable questionnaire asks the underwriting questions that matter for that type of risk. Download the PDF, complete and save it, then email it to [email protected].
Contractors
For general contractors, subcontractors, trades, remodeling, construction, installation and service work.
Habitational
For apartments, condominium associations, HOAs, rental properties and other residential schedules.
Professional Services
For office-based professionals, consultants and service businesses that may also need E&O or cyber coverage.
Retail
For storefronts, ecommerce sellers and retailers with customer traffic, products, delivery or warehouse exposure.
Coverage for the claims businesses face
A strong foundation for your business
General liability insurance can help protect your company from common third-party claims that could otherwise disrupt operations and cash flow.
Bodily Injury
Helps cover eligible claims when a customer, visitor or other third party is injured because of your business operations.
Property Damage
Protection for covered damage your business causes to property belonging to someone else.
Personal & Advertising Injury
May respond to covered claims involving libel, slander, copyright infringement and certain advertising-related offenses.
Products & Completed Operations
Helps address covered injuries or damage arising from products sold or work completed after the job is finished.
Rented Premises Damage
Coverage may apply when your business causes certain damage to a building or space it rents.
Medical Payments
Can help pay smaller eligible medical expenses for third-party injuries, regardless of fault, subject to policy terms.
Built for the way you work
Liability protection across industries
Every business has a different mix of customers, locations, products, contracts and completed work. We help present that story clearly to the right markets.
A clearer way to get covered
From conversation to coverage
Tell us how you operate
Share the essentials about your work, locations, people, contracts and current coverage.
We compare the right markets
Our licensed team reviews options and explains the differences that actually matter.
Choose with confidence
We help place coverage, provide documentation and stay available when your needs change.
Straight answers
Frequently asked questions
What does general liability insurance cover?
Is general liability required in Florida?
Does it cover professional mistakes?
Can MAD Insurance issue certificates of insurance?
Let’s protect the business you’re building.
Talk with a licensed MAD Insurance professional and get a commercial insurance review built around your actual operation.











